So, You Gave Up On Your New Year’s Resolution. Now What?

For many, New Year’s resolutions are made on January 1 only to be discarded by President’s Day. This can lead to a vicious cycle for the one in four Americans who, according to Nielsen, have made commitments to improve their personal finances in past years.

If you fell off the New Year’s resolution bandwagon sometime around February 15, but still genuinely want to make a change, a recent study by TD Bank found that using visualization to accomplish your goals could be a game changer. TD found that 67 percent of Americans felt that visualizing their New Year’s resolutions would improve their odds of success.

To find out more about how visualizing goals can be applied to personal finance, I spoke with Dr. Barbara Nusbaum, an expert in the psychology of money.

Ryan: What is visualization and how exactly does it work?

Dr. Nusbaum: In its most basic…

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