The Rich People’s Roth — Is It Right for You?

Do you make too much for a ROTH IRA? The Rich People’s ROTH may be the answer.

For love or money . . . and a maybe even a tax break, The “RICH PEOPLE”S ROTH” aka Cash Value life insurance may be the key to financial security.

By David Rae Certified Financial Planner™, Accredited Investment Fiduciary™
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Even if your Financial House is in order and you’re on-track with your goals, accounts and investments (kudos to you for all three!), cash value life insurance is something worth considering. In fact, in a previous posting, I briefly alluded to it as the “Rich People’s ROTH.”

Many people justifiably have a negative response at the mere mention of “life insurance,” whether that’s because thinking of dying is a major buzz kill or, more likely, because it conjures up visions of skanky salesmen always trying to push some horrible policy…


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